:root {
  --navy: #16324f;
  --ink: #1d2939;
  --muted: #667085;
  --beige: #f4efe6;
  --warm: #fbf8f2;
  --green: #5d806a;
  --line: #ddd6ca;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(22, 50, 79, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--warm);
  line-height: 1.6;
}
a { color: var(--navy); }
img { max-width: 100%; height: auto; }
.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  z-index: 10;
  background: var(--navy);
  color: var(--white);
  padding: .75rem 1rem;
}
.skip-link:focus { top: 1rem; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 5;
  background: rgba(251, 248, 242, .95);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}
.nav {
  max-width: 1160px;
  margin: 0 auto;
  padding: 1rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: .65rem;
  font-weight: 760;
  text-decoration: none;
  color: var(--navy);
}
.brand-mark {
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 6px;
  display: grid;
  place-items: center;
  background: var(--navy);
  color: var(--white);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 1.1rem;
}
.nav-links a {
  text-decoration: none;
  color: var(--ink);
  font-weight: 650;
  font-size: .95rem;
}
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--green); }
.menu-toggle { display: none; }
.hero {
  max-width: 1160px;
  margin: 0 auto;
  padding: 6rem 1.25rem 5rem;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, .85fr);
  gap: 3rem;
  align-items: center;
}
.hero h1, .page-hero h1 {
  margin: .4rem 0 1rem;
  color: var(--navy);
  font-size: clamp(2.4rem, 6vw, 4.6rem);
  line-height: 1.02;
  letter-spacing: 0;
}
.hero p, .page-hero p { font-size: 1.13rem; color: var(--muted); max-width: 66ch; }
.eyebrow {
  margin: 0;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--green);
  font-size: .78rem;
  font-weight: 800;
}
.button-row { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.7rem; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: .85rem 1.1rem;
  border-radius: 6px;
  border: 1px solid var(--navy);
  text-decoration: none;
  font-weight: 760;
  cursor: pointer;
}
.button.primary { background: var(--navy); color: var(--white); }
.button.secondary { background: transparent; color: var(--navy); }
.button:hover { transform: translateY(-1px); }
.hero-panel {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 1.5rem;
  display: grid;
  gap: 1rem;
}
.hero-panel div {
  padding: 1rem;
  border-left: 4px solid var(--green);
  background: #f8faf7;
}
.panel-label {
  display: block;
  color: var(--muted);
  font-size: .78rem;
  text-transform: uppercase;
  font-weight: 800;
}
.section { max-width: 1160px; margin: 0 auto; padding: 4.5rem 1.25rem; }
.section-heading { max-width: 760px; margin-bottom: 2rem; }
h2 { color: var(--navy); font-size: clamp(1.8rem, 4vw, 2.7rem); line-height: 1.12; margin: .35rem 0 1rem; letter-spacing: 0; }
h3 { color: var(--navy); margin: 0 0 .45rem; }
.grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.cards article, .contact-grid article {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1.35rem;
}
.band {
  max-width: none;
  background: var(--beige);
  border-block: 1px solid var(--line);
}
.band > * { max-width: 1160px; margin-left: auto; margin-right: auto; }
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.steps article {
  background: rgba(255,255,255,.72);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1.4rem;
}
.steps span {
  width: 2.25rem;
  height: 2.25rem;
  display: grid;
  place-items: center;
  background: var(--green);
  color: var(--white);
  border-radius: 50%;
  font-weight: 800;
  margin-bottom: 1rem;
}
.split { display: grid; grid-template-columns: .8fr 1.2fr; gap: 3rem; align-items: start; }
.feature-list { display: grid; gap: 1rem; }
.feature-list p {
  margin: 0;
  padding: 1.1rem 0;
  border-top: 1px solid var(--line);
}
.faq-preview, .faq-list { display: grid; gap: .8rem; }
details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1rem 1.2rem;
}
summary { cursor: pointer; color: var(--navy); font-weight: 760; }
.text-link { display: inline-block; margin-top: 1.25rem; font-weight: 760; }
.cta {
  margin: 2rem auto 5rem;
  max-width: 1160px;
  padding: 2.5rem 1.25rem;
  background: var(--navy);
  color: var(--white);
  border-radius: 8px;
  width: calc(100% - 2.5rem);
}
.cta h2 { color: var(--white); }
.cta p { color: rgba(255,255,255,.8); }
.cta .secondary { color: var(--white); border-color: rgba(255,255,255,.75); }
.cta .primary { background: var(--white); color: var(--navy); border-color: var(--white); }
.page-hero { max-width: 1160px; margin: 0 auto; padding: 4.5rem 1.25rem 2.5rem; }
.form-section { display: grid; grid-template-columns: 1fr 320px; gap: 1.5rem; align-items: start; }
.lead-form, .contact-aside {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1.4rem;
}
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; }
label { display: grid; gap: .35rem; font-weight: 700; color: var(--navy); }
input, select, textarea {
  width: 100%;
  border: 1px solid #c9c2b5;
  border-radius: 6px;
  padding: .8rem;
  font: inherit;
  color: var(--ink);
  background: var(--white);
}
textarea { resize: vertical; margin-top: .35rem; }
input:focus, select:focus, textarea:focus, button:focus-visible, a:focus-visible {
  outline: 3px solid rgba(93, 128, 106, .35);
  outline-offset: 2px;
}
.checkbox {
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: .65rem;
  margin: 1rem 0;
  color: var(--ink);
  font-weight: 500;
}
.checkbox input { width: auto; margin-top: .25rem; }
.form-status { min-height: 1.5rem; color: var(--green); font-weight: 700; }
.contact-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1rem; }
.legal-copy { max-width: 840px; }
.legal-copy h2 { font-size: 1.45rem; margin-top: 2rem; }
.not-found { min-height: 100vh; display: grid; place-content: center; padding: 2rem; max-width: 720px; margin: auto; }
.site-footer {
  background: #10263d;
  color: rgba(255,255,255,.84);
  padding: 2.5rem 1.25rem;
}
.site-footer a { color: var(--white); }
.footer-grid {
  max-width: 1160px;
  margin: 0 auto 1.5rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
}
.footer-grid div:last-child { display: flex; gap: 1rem; flex-wrap: wrap; }
.disclaimer { max-width: 1160px; margin: 0 auto; font-size: .9rem; color: rgba(255,255,255,.72); }

@media (max-width: 860px) {
  .menu-toggle {
    display: inline-flex;
    min-height: 42px;
    align-items: center;
    padding: .5rem .8rem;
    border: 1px solid var(--line);
    border-radius: 6px;
    background: var(--white);
    color: var(--navy);
    font-weight: 760;
  }
  .nav { align-items: flex-start; flex-wrap: wrap; }
  .nav-links {
    display: none;
    flex-basis: 100%;
    flex-direction: column;
    align-items: stretch;
    padding-top: 1rem;
  }
  .nav-links.is-open { display: flex; }
  .nav-links a { padding: .75rem 0; border-top: 1px solid var(--line); }
  .hero, .split, .form-section { grid-template-columns: 1fr; }
  .grid, .steps, .contact-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 620px) {
  .brand span:last-child { max-width: 210px; line-height: 1.15; }
  .hero, .page-hero { padding-top: 3rem; }
  .grid, .steps, .form-grid, .contact-grid { grid-template-columns: 1fr; }
  .button-row, .button { width: 100%; }
  .footer-grid { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto; transition: none !important; }
  .button:hover { transform: none; }
}